insurance may need to change

I'm watching the local news, and there's a story about some moron's who burned up a car lot, trying to steal gas, by drilling holes in the gas tanks.

They caused $70,000 in damages, for what, if they'd been successful, would be maybe $200 in gas.

There have been similarly lopsided damages from copper thefts; $15,000 for a new freezer, for $5 in copper tubing.

I'm wondering how high the price of gas/copper/whatever has to get, before insurance companies start thinking about funding some sort of low-income fuel giveaways, and job programs. It's gonna end up being cheaper in the long run.