Right now, work is laying off half the staff in this office.

I've been told that, for now, I'm not one of the leaving crowd.

I suppose that's good. I've been part of the leaving crowd before, and I wasn't broke then. I had savings and almost no debt.

Right now, I'm maxed out on the credit card, and almost maxed on my checking account's overdraft protection, and desperately looking around the house for items I can sell quick on half.com.

And people wonder why I made a point of bringing in cookies and brownies all the time.